Ritterhouse & Associates

25 Meadowland
Universal City, TX 78148

Phone:

(210)659-9002

Fax:

(210)659-9022

E-mail:

joe@ritterhouse.com

Understanding Social Security and Medicare: America’s Retirement Safety Net

Social Security and Medicare rules can be complex. To help maximize benefits, it pays to understand your options.

Should You Sell When the Market Drops?

The stock market can take investors on a wild ride. Should you consider selling your stocks when the market drops?

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Ritterhouse & Associates - Educator Benefits Specialists

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Ritterhouse & Associates has been in San Antonio for over 40 years. Our Insurance professionals have combined over 100 years of experience. We are a family company holding strongly to the goals and values of honesty, personalized service, and independence. We are here for the long run - for you and your family - for all your benefits and retirement needs. We work with individuals, corporations, businesses, and educational entities needing benefit coverage,

insurance policies and retirement planning.

Newsletters

Balancing Life in the Sandwich Generation

The day-to-day demands of supporting multiple generations can take a toll, but planning and support might help achieve a workable balance.

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HOT TOPIC: The Shutdown is Over: What Now?

The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.

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Closed-End Funds May Offer Higher Income

Closed-end funds are considered to carry higher risk but may provide a higher income stream than traditional mutual funds holding similar securities.

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Beneficiary Designations: Who Gets the Money?

It’s a good idea to regularly review beneficiary designations to be sure they are complete and reflect current wishes.

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Calculators

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

Net Worth

A balance sheet summarizes your assets and liabilities and reveals your net worth.

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Disability Income Insurance

How much Disability Income Insurance do you need?

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